You’ve likely spent years preparing for retirement and envisioning the lifestyle you’d like to enjoy once work is officially behind you. You might have even accumulated a significant pension pot through careful planning to help support this dream lifestyle. As you explore some of the different ways to draw an income from your retirement fund, […]

Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is influenced by other lifestyle goals, so defining how to measure it for you could help you turn it into a reality. Securing financial freedom so you can retire with confidence is a common goal. A […]

After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and your personal finances […]

After reading headlines throughout February, you might be expecting a gloomy investment outlook. Yet, despite threats of trade wars and uncertainty around the world, there were market highs. Read on to find out more about some of the factors that influenced investment markets. As investment markets are experiencing volatility, it’s perhaps unsurprising that some investors […]

Endorphins are the body’s feel-good hormone, and it is released by your brain in response to pain or stress. While most people are familiar with endorphins from the “runner’s high”, a state of euphoria induced by strenuous physical activity, there are other ways to increase your endorphin levels. Read on to discover 10 surprising ways […]

A combination of rising rates and panic ahead of the current government’s first Autumn Budget has led to HRMC collecting a record amount in Capital Gains Tax (CGT) towards the end of 2024. According to a report in the Telegraph, between July and November 2024, CGT generated more than £1 billion for the government – […]

Those who have retired or are nearing the milestone are consistently overlooking the risk of financial shocks when compared to other generations, a survey published in PensionsAge in December 2024 suggests.  According to the report, 43% of over-50s had thought about financial shocks but not included the risks in their retirement plan. A further 32% […]

Handling finances is a part of life and something that most people do, but that doesn’t mean it isn’t stressful. Indeed, many people don’t feel confident making financial decisions, and financial advice could ease their mental load. Even when you’re relatively comfortable, managing your finances can be a cause of concern. Indeed, you might find […]

How long do you leave essential tasks on your to-do list? If you’ve put off tasks because they feel overwhelming, you’re not alone, but delays could be harmful. Read on to find out how financial planning may help you overcome decision paralysis. According to a January 2025 study from the Post Office, half of adults […]

As we approach the end of the year, you might be thinking about the changes you want to make in 2025. A common new year resolution is to cut back on alcohol, especially if you’ve been overindulging over the festive period. One way of starting the year right is by taking part in dry January. […]