Protection For Loved Ones

Protecting what we have is the foundation of financial planning, yet many people don’t insure against this eventuality, protecting your loved ones in the event of death or accident can help ease the burden if the unthinkable happens.

There are many ways to protect you and your loved ones on the event of death, accident or illness and the cost may be a lot less than you thought, we can help you identify any shortfalls to ensure that your family are looked after come what may.

How we can help you?

LIFE INSURANCE

The cost of life insurance has come down over the last decade as people are living longer and medical advances mean that many life threatening illnesses can be overcome. We can research the market and ensure you get the most comprehensive and cost effective cover to suit your needs whether that be to cover your mortgage or your loved ones.

Critical illness cover

We can help give you peace of mind that if you are diagnosed with a critical illness a lump sum or regular income can be paid to ensure financial pressures are relieved allowing you to recover without the worry of paying the mortgage or covering other costs which may need to be met such as home adaptations or medical bills.

Income protection

We can ensure your earning are protected in the event of you not being able to work on the long term, we all know that state will help but you would be surprised how little they do actually help in these circumstances, a small monthly cost will give you the peace of mind that your lifestyle can be maintained and essential bills can be paid.

NOTE:
Cover will cease on insurance products if premium payments are not maintained.

WHAT PEOPLE SAY

CUSTOMER REVIEWS

“I’ve know Andy in both a business and personal capacity for almost 20 years and have found him to be knowledgeable, personable and trustworthy across a wide range of personal and financial issues”
Harrogate
Andy Roberts has been our financial advisor for over a decade - when he began working with us he was very helpful in separating the financial wheat from the chaff with redundant policies, setting up ISAs and guiding us wisely regarding our savings. In the last few years Andy has helped us in the planning of the end of my career in the NHS as I worked towards retirement and he has helped my wife and I with our pensions, in my case negotiating the lifetime allowance implications. Andy has been a reliable and approachable advisor who has provided accessible and grounded advice to help us in our financial decisions. He is a warm and personable man whom we found it most enjoyable to work with.
Retired NHS Professional