We work all our lives so we can retire, so we can do what we want with our time. The way we spend our time defines who we are and what we value and our retirement dreams will undoubtedly require additional income which will need to last many years.
Careful planning can help you achieve those dreams….
The question isn’t at what age I want to retire., its at what income
George Foreman
Planning Ahead
Decisions made today impact on your retirement income and lifestyle, so it's important to get the best advice. That's where we can help.
Prior to retirement we provide advice on:
Pension funding- What level is required
Existing pensions- Are they appropriate for my aims
Pension consolidation-keeping track of your pension funds.
We are experienced in providing advice on the many options available when taking benefits from pension schemes, including:
Pension Fund Withdrawal (Flexi-access Drawdown)
Pension Lump Sum Investment/Portfolio Planning
Annuity Purchase
Impaired Life/Enhanced/Smoker Rate Annuities
Benefits of speaking to us for Financial Advice
The laws and tax implications are always changing and we can help you understand the best options available.
WHAT PEOPLE SAY
CUSTOMER REVIEWS
“I’ve know Andy in both a business and personal capacity for almost 20 years and have found him to be knowledgeable, personable and trustworthy across a wide range of personal and financial issues”
Harrogate
Andy Roberts has been our financial advisor for over a decade - when he began working with us he was very helpful in separating the financial wheat from the chaff with redundant policies, setting up ISAs and guiding us wisely regarding our savings. In the last few years Andy has helped us in the planning of the end of my career in the NHS as I worked towards retirement and he has helped my wife and I with our pensions, in my case negotiating the lifetime allowance implications. Andy has been a reliable and approachable advisor who has provided accessible and grounded advice to help us in our financial decisions. He is a warm and personable man whom we found it most enjoyable to work with.
